To make balanced credit decision as per the delegated approval authorities or to underwrite
credit proposals both existing customers and newly procured customers.
Review the accuracy of credit application data in accordance with the bank's criteria, analyze
customers' debt repayment ability, and assess individual credit risks.
Provide opinions on credit risk issues for each case based on the bank’s credit risk management
policy and lending guidelines.
Prepare and submit high quality UW recommendation to authorized person/ credit committee for
approval.
Review cash-flow projection and credit rating.
To help the team to maintain quality of existing and new customer credit (early warning & NPL
prevention exercise)
Responsible for the large of credit corporate portfolios with financing transactions.
Preparing credit analysis report to be presented to board of director for their approval.
Analyzing as well as assessing clients’ financial ,business ,background ,industry data as part of credit
analysis report preparation.
Coordinating with related parties both inside and outside the organization.
Evaluating clients’ financial status since during until after loans repayment by preparing financial
projection based on a reasonable assumptions.
Working on expanding portfolio with new clients and also keep relationship with existing clients always.